The people that live in beautiful homes, have plenty of money to spend, who travel about in yachts and fine cars are for the most part people who started out to accomplish one definite thing. They had one clear goal in mind and everything they did centered on that goal.
Then there are those people who just jog along in a rut. Going along in the same routine day after day eking out a bare livelihood with no definite desire other than the vague hope that fortune will someday drop in their lap.
A life such as that is no better than the animals live.